When do continuing education courses expire for mortgage loan originators?

The correct answer is that continuing education courses for mortgage loan originators expire on December 31st of each year. This deadline aligns with the requirements set forth by the Nationwide Mortgage Licensing System & Registry (NMLS), which mandates that all mortgage loan originators complete specific continuing education courses annually to maintain their licenses and stay updated on industry practices and regulations. This annual timeframe is critical for ensuring that professionals remain knowledgeable about changes in laws, ethics, and practices related to mortgage lending.

While other options suggest different expiration dates, they do not conform to the established guidelines under NMLS. Hence, the December 31 deadline is essential for compliance, ensuring that mortgage loan originators meet the necessary education requirements each year without lapse.